The free best free business checking account doesn’t charge monthly service fees. The best accounts make banking even more affordable by requiring low minimum opening deposits and charging low wire transfer, overdraft, or out-of-network ATM fees. The right checking account should also be convenient for your type of business. Do you need to deposit cash? Then an online account with no way to put in cash won’t be a good fit. Do you make numerous transactions every month? You might want an account with unlimited free monthly withdrawals and deposits. Keep reading to learn about our top picks for the best free business checking accounts.
Best bank for small business checking
- Axis Bank
- Bank OZK
- Citizens Bank
- First-Citizens Bank
- Iberia Bank
- NBKC Bank
- Bank of America Business Advantage Fundamentals™ Banking
Is a business checking account free?A free business checking account generally refers to a business checking account that does not require an annual or monthly fee. It’s important to keep in mind, though, that these accounts may charge fees for some services, like wire transfers, or in certain scenarios, such as overdraft fees.
Can you be denied a business bank account?As you probably know, when you apply for a business bank account, the bank in question will run a report to see your history with your checking and savings account. Therefore, if you were denied for a business bank account (or multiple) there’s more than likely an issue with your ChexSystems report.
EVERYTHING YOU NEED TO KNOW
- $100 to open the account
- No minimum balance requirements
- No monthly maintenance fee
- 200 free items1 each month; $0.25 for each item over 200
- 20% off your first order of business checking supplies
- Online banking with a customizable dashboard, bill pay, and email alerts
- Mobile banking with bill pay and mobile check deposit
- Automated telephone banking
- Ameris Bank Visa® Debit Card2
Security Tips for BusinessesSocial engineering is the ultimate con, incorporating all tactics employed by fraudsters to get past your organization’s security controls. Social engineering bypasses all technologies, including firewalls. Your organization’s best defense against social engineering is your employees. A properly trained staff is the best protection against social engineering attacks. Learn how to protect yourself and your organization against social engineering attacks by understanding social engineering tactics and knowing how to recognize scams.
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